Best Personal Finance Apps to Check Out

Managing finances is a tough thing to do. It is even more difficult for parents who work extensively and do not have the time to browse and check their money all the time. But with the rise of technology, it seems that everything can be done with ease and in a lesser time allotment. Financing is not an exception.

The emergence of different personal finance applications helps adults to manage their finances easily and without worries. They can track down the situation of their money without going through a lot of processes.

Here are some of the best personal finance apps that are worth checking out:

You Need a Budget (YNAB)

This personal finance application keeps the money well-balanced. This is through adjusting the user’s budget categories either when there is an overspending or under budgeted expenditure. This is suited for adults who have difficulty monitoring their expenditures.

Users can see the amount being spent so that they are notified of the situation. This can be done by applying the imported transactions to the budget category. There are also structured details of the monthly expenditures, which is great to improve the management of the money in the future. There is a free trial for the application that lasts for 34 days.


Prism employs a quality of a good financier. It can track down finances that is beneficial for the users who have limited time checking their money. Bills can be managed by inputting them into the application.

Notifications or reminders make it even better because it prevents issues when it comes to payments. Aside from these reminders, the app can be directly used to pay the bills on or ahead of the scheduled payment. Hence, adults can pay for bills much easier and safer.


This application helps individuals to check the status of their expenditure. It is very helpful so that they can budget their money based on what they have left. Also, it would aid in planning the amount of money they will have to spend in the future. There are charts included in Mobills to organize the finances and make adjustments for uncertain situations efficiently.

The application can be accessed in a free version, but not all features are opened. On the other hand, a Premium subscription enables the user to gain access to every feature the application has.

Clarity Money

Clarity Money does not just monitor an individual’s use of money. It greatly helps in providing advice on how to manage finances better, which is advantageous for parents. This application helps them to earn money by having regular savings.

It creates a chance to build a goal for a better financing ability. It stretches the mind of the users to earn and save money for their families. Multiple savings can be done for different purposes. In this way, the money is well-distributed and budgeted in a good way.


One of the popular personal finance apps is Mint. It directs towards good management of finances once the debit or credit cards are already linked. It illustrates the way how the user spends money and where they spend it.

This application also allows building a personal budget plan depending on how the user wants to manage his/her money—a good choice for parents who wish to create a budget plan.

Personal Capital

This application covers a wide range of financial management. Aside from monitoring the user’s spending behavior, it also aids in checking assets and investments. More features of this application can be accessed in the tablet version.

Interestingly, Personal Capital also imparts recommendations through financial advisors that are professionals and registered in their fields. They can navigate an individual’s goals to be effective and more realistic, especially for parents who are just starting a family.

Final Words

Managing finances requires commitment and time. But through various personal finance applications, it is easier to monitor the movement of money. These applications will greatly help adults like parents to teach them about finances. It will not be a burden to check out the finances’ status by manually writing them down. It also gives direction on how to spend and save properly.